Why Join - NEW PAGE 2022

¹ Only one Premier Checking account per member. To view our current rates, please visit BFSFCU.org/rates. For account terms and conditions, please see the Truth-In-Savings Disclosure. 

² APY Range is based on a low and high balance scenario of $1.00 and $8,000,000.00. The annual percentage yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For Global Rewards Premier Checking accounts, the dividend rate and annual percentage yield may change at any time as determined by the Credit Union’s Board of Directors. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. Global Rewards Premier Checking accounts are tiered rate accounts. The balance ranges and corresponding dividend rates and annual percentage yields applicable to each tier are disclosed in the Rate Schedule. For Global Rewards Premier Checking accounts, the applicable dividend rates and annual percentage yields will apply only to that portion of the account balance within the corresponding balance range as listed in the Rate Schedule. Refer to the Truth-In-Savings Disclosure for additional details pertaining to these tiered accounts.

³ Visa Debit Cards need to be enrolled in My Card Rewards in order to qualify for rewards. To enroll, complete this enrollment form, found here: https://bfsfcu.org/content/docs/Debit_Card_Enrollment_Form_amp.pdf and note the $19 annual fee.

⁴ Cash Rewards and/or member benefits vary by state. Please contact HomeAdvantage for additional information at 800 203-9014, Ext. 1.

⁵ Between 1/1/21 and 12/31/21, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $1,824. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change.

⁶ TrueCar operates this information website (“Service”) featuring pricing, performance, technical, and safety data available for new and used vehicles. The Service is not available in all locations. Neither the accuracy of information provided on this website by selling dealers and users, nor the availability, quality, or safety of vehicles, is guaranteed or controlled by BFSFCU or TrueCar, and BFSFCU and TrueCar assume no responsibility for the foregoing. TrueCar® discount only available for dealer purchase, not refinance. Call for details 1-888-878-3227. Guaranteed Savings currently not available in all states. In these states, a “Target Price” is presented, which reflects a market-based example of what you can reasonably expect to pay for a vehicle configured with your desired options. Your configured vehicle may not be available in stock at the certified dealer.

⁷ Your purchase of MEMBERS CHOICE^TM Guaranteed Asset Protection (GAP) is optional and will not affect your loan application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions, and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP fee to your loan amount will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days, you will receive a full refund of any fee paid. GAP-3414637.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.

⁸ Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in NH, where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX, where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), and in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-3395050.1-0121-0423 CUNA Mutual Group ©2021, All Rights Reserved.

⁹ Annual Percentage Rate. Extensions of credit are subject to credit approval. Rates are effective as of 04-22-2022 and subject to change. Please visit BFSFCU.org/rates for current rates. This is not a guaranteed offer of credit; underwriting guidelines apply.

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