BFSFCU Savings - Bank-Fund Staff Federal Credit Union

Savings

Membership Share

The $5 Membership Share represents your individual membership in the Credit Union and is necessary to maintain membership in good standing. Your Membership Share is held in a non-transactional status separate from your savings account; you will not see the Membership Share appear on your monthly account statement or in Digital Banking. This share will remain in place for as long as you are a member of BFSFCU and will be returned to you at account closure.

Savings Accounts

Choose the Savings Account that best fits your needs.

Our basic Savings Account has no account maintenance fees and no minimum balance requirements to open or earn dividends. Dividends are paid and compounded quarterly.

Our Money Management Savings Account pays money market rates on a tiered structure. The higher your balance, the more you earn. Dividends on the tiers are calculated on the balance in the account at the end of each day, and are compounded and paid monthly. There is no minimum balance requirement to open the account. A $2,500 minimum balance is required to earn dividends.

Savings Calculator

Table data for Savings Account Rates
04-28-2024
Account Type	Annual Percentage Yield (APY)	Dividend Rate	Minimum Balance Required to Earn Dividends	Minimum Balance Required to Open
Savings	0.200%	0.200%	none	none

Money Management Savings	0.000%	0.000%	N/A	none

	1.050%	1.045%	$2,500.00	N/A

	1.100%	1.094%	$10,000.00	N/A

	1.150%	1.144%	$25,000.00	N/A

	1.250%	1.243%	$50,000.00	N/A

eSavings¹	0.200%	0.200%	$10,000.00²	$10,000.00

Savings Account offering rates are variable and subject to change daily. Dividends are paid quarterly on Savings Accounts. Dividends are calculated using the balance in the account at the end of each day. For specific information about account rates and terms, call us at (202) 212-6400 to speak to one of our Member Service Representatives. Refer to Bank-Fund Staff Federal Credit Union's Truth in Savings Disclosure, for additional information.
¹The eSavings account can only be opened online and is only accessible from our Online Banking system. The first withdrawal or transfer is free of fee. Second and all subsequent withdrawals or transfers processed during the calendar month are $5.00 each.↵ ²You must maintain a minimum daily balance of $10,000 to avoid incurring a low-balance fee at month-end.↵